Gold Value Cum Gold Loan EMI Calculator

 

Gold Value & Gold Loan EMI Calculator

Gold value से loan estimate और EMI schedule निकालें — rate रोज update करें

Gold Value Calculator

Weight (grams)

Purity (Karat) 24K (pure) 22K 18K 14K 10K Custom %

Custom purity (%)

Gold Rate

रु per gram (change as per market)

Rate Unit Per gram Per 10 gram

Making Charges (%)

Wastage (%)

Pure Weight (after purity)

Basic Gold Value

Making Charges

Wastage Value

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Total Market Value

Loan-to-Value (%) for estimating gold loan

Banks/NBFC अलग LTV देते हैं — यहाँ आप अपना LTV बदल सकते हैं। Default: 75%

Gold Loan EMI Calculator

Loan Amount (₹) — or click "Use Gold Value" above

Annual Interest Rate (%)

Annual interest (eg 11.5)

Tenure (months)

Monthly EMI

Total Payment

Total Interest

Quick Help

• Rate per gram: Market rate बदलता है — हर use से पहले rate update करें.
• Purity: 24K = 100% ; 22K ≈ 91.666% ; 18K = 75% आदि. Custom precision allowed.
• LTV: Loan-to-Value — typical 60%–90% (depends on lender).
• Making Charges: If jewellery, making charges add to payable value.
• Wastage: कुछ cases में weight घटता/बढ़ता दिखाने के लिए।

Example

10g, 22K, rate ₹7,000/g → Basic = 10 * (91.666% of 10g) * 7000 ≈ calculate; LTV 75% → loan ≈ 75% of total value.

Notes

• This tool does not fetch live market rates. Update rate manually to match today's market.
• Results are indicative — final loan & EMI terms depend on lender's policy.

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